Credit Specialist I - ICRE / REIT
Company: TD Bank
Location: York
Posted on: May 16, 2022
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Job Description:
About TD Bank, America's Most Convenient Bank - TD Bank,
America's Most Convenient Bank, is one of the 10 largest banks in
the U.S., providing more than 8 million customers with a full range
of retail, small business and commercial banking products and
services at approximately 1,300 convenient locations throughout the
Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In
addition, TD Bank and its subsidiaries offer customized private
banking and wealth management services through TD Wealth -, and
vehicle financing and dealer commercial services through TD Auto
Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn
more, visit . Find TD Bank on Facebook at and on Twitter at TD
Bank, America's Most Convenient Bank, is a member of TD Bank Group
and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a
top 10 financial services company in North America. The
Toronto-Dominion Bank trades on the New York and Toronto stock
exchanges under the ticker symbol "TD". To learn more, visit .The
Credit Specialist I is responsible for ensuring quality and
compliance for the REIT & Private Equity Real Estate Fund portfolio
within Corporate / Institutional Commercial Real Estate, supporting
new business development while applying credit risk policy and
adhering to TDBG risk appetite. The Credit Specialist I performs
the credit underwriting and credit administration functions. The
Credit Specialist I works to achieve credit management objectives
within the team. The job works closely with the Relationship
Manager and Credit Officer to ensure consistency with the TD Bank
Groups Risk Appetite Principles, including establishing the
Borrower Risk Ratings and Facility Risk Ratings for new and
existing credit relationships.--- Performs in depth credit analysis
in partnership with Relationship Manager on potential and existing
customers to determine alignment with TD Bank products/structure TD
Credit Risk Appetite and credit policies/underwriting guidelines---
Partners with the Relationship Manager on potential structure
proposals that are in alignment with TD Bank products/structure, TD
Credit Risk Appetite and credit policies/underwriting guidelines---
Attends site visits and prospect/customer calls as needed or as
requested--- With support from the Credit Analyst, prepares credit
applications for new and existing borrowers; Applications shall
include new transactions, extensions, modifications, renewals and
Annual Reviews--- Ensures applications provide a high quality of
risk assessment, credit structure, due diligence, and credit
presentation and adhere to AIRB methodology and address TD Banks
profitability objectives--- Manages the timely approval,
documentation preparation and negotiation, and closing of new and
existing transactions--- Is knowledgeable of and operates within
the applicable regulatory and compliance guidelines/policies &
procedures (including but not limited to: AML, Privacy, Firewalls,
Systems & Information Security, FCAC, etc.) and ensures that all
staff complete required compliance attestations/training within
required timelines--- Ensures the managed portfolio is
comprehensively monitored and controlled, adhering to and
administered within approved guidelines and in line with
established operating policies and procedures--- Interprets and
applies TDs risk management strategy (both credit and
operational)--- Understands changing market conditions and remain
knowledgeable of relevant industry issues--- Responsible for
managing aspects of the customer relationship including, but not
limited to, reviewing reports and delinquencies, signing off of
covenant compliance forms and determining strategy if failures
occur, completing monthly monitoring; overseeing Credit Analysts
that will provide support in these responsibilitiesMust be eligible
for employment under regulatory standards applicable to the
position.At TD, we are committed to fostering an inclusive,
accessible environment, where all employees and customers feel
valued, respected and supported. We are dedicated to building a
workforce that reflects the diversity of our customers and
communities in which we live in and serve, and creating an
environment where every employee has the opportunity to reach their
potential. If you are a candidate with a disability and need an
accommodation to complete the application process, email the TD
Bank US Workplace Accommodations Program at . Include your full
name, best way to reach you, and the accommodation needed to assist
you with the application
process.EOE/Minorities/Females/Veterans/Individuals with
Disabilities/Sexual Orientation/Gender Identity.
Keywords: TD Bank, Rock Hill , Credit Specialist I - ICRE / REIT, Other , York, South Carolina
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