GENERAL FUNCTION: Performs a wide range of
duties relating to the origination of residential 1st mortgage
loans for branch offices and outside referrals. Meets standards and
objectives defined by management for mortgage loan sales and
cross-selling objectives. Assumes overall responsibility for the
residential mortgage loan from application to
ESSENTIAL DUTIES AND RESPONSIBILITIES:
* Work with assigned branch office(s) to ensure awareness of
mortgage loan products and policies.
* Handle referrals from each branch office and provide appropriate
follow-up and feedback.
* Develop referral contacts (realtors, builders, professional and
* Maintain knowledge of Fifth Third Mortgage CompanyÆs policies and
* Maintain knowledge of available loan products, processing
procedures, and underwriting and general departmental
* Follow defined protocol for escalation exceptions.
* Take applicant applications by completing Fannie Mae form 1003 on
* Utilize the laptop for communication and access of daily rates,
applicant credit reports, Loan Prospector responses and
transmitting the loan to LOMAS.
* Collect appropriate documentation from each applicant and deliver
loan package in the time frames set by management.
* Manage pipeline for all originated loans through closing and
complete required management reports.
* Communicate with branches and/or applicants of providing timely
updates and progress reports.
* Maintain high levels of customer service while managing each
applicantÆs and support staffÆs expectations.
* Attend and participate in all Consumer Lending meetings as
required by management.
*Originator must have three years of mortgage
sales experience, an established book of business, mortgage sales
of one million dollars per month.
SUPERVISORY RESPONSIBILITIES: None.